
Manulife Financial Corporation is a leading international financial services provider, helping our customers make their decisions easier and lives better. With our global headquarters in Toronto, Canada, we operate as Manulife across Canada, Asia, and Europe, and primarily as John Hancock in the United States, providing financial advice and insurance for individuals, groups and businesses. Through Manulife Wealth & Asset Management, the global brand for our Global Wealth and Asset Management segment, we serve individuals, institutions and retirement plan members worldwide. At the end of 2024, we had more than 37,000 employees, over 109,000 agents, and thousands of distribution partners, serving over 36 million customers. We trade as 'MFC' on the Toronto, New York, and Philippine stock exchanges, and under '945' on the Hong Kong stock exchange.
For additional information, please visit manulife.com

Milliman is one of the world's largest independent actuarial and consulting firms and has served its clients for over 75 years through pioneering strategies, tools, and solutions worldwide.
Milliman has worked with most of the world's largest insurance companies and has played an active role in the evolution of the insurance industry. Clients depend on us for a clear understanding of political, economic, and demographic trends — coupled with a rigorous analysis of markets, opportunities, and risk.
In an era of changing standards and law, our consultants provide the industry's latest products and the know-how to use them to address the risks you face.
For additional information, please visit milliman.com

Monument Re is a Bermuda based Reinsurer and Consolidator with a proven track-record of successfully acquiring and operating portfolios and direct insurers in Europe, primarily those in run-off. We focus on annuity, guaranteed savings and protection product lines, as well as direct reinsurance. Monument has completed a number of acquisitions of subsidiaries, portfolios and cross-border portfolio transfers with a range of counterparts from smaller entities through to multinational insurance and banking groups. With each successful transaction, we work hard to ensure a smooth transition by ensuring continuity of service, integration of staff into the Monument Re Group and by aligning the new portfolios to the Monument structure, framework and policies over all functions and areas. The result is that we currently operate successfully in 10 jurisdictions with approximately 1 million policyholders in the Group.
Monument Re is backed by high-quality shareholders which include Hannover Re, the world's third largest reinsurer, NYSE listed Enstar, a leading P&C run-off consolidator, and E-L Financial, the parent company of Canadian life insurer Empire Life. The Company has a seasoned Board of Directors, chaired by Clive Rowe, Board member of E-L Financial, and a strong management team led by Carlo Elsinghorst.
For additional information, please visit monumentregroup.com

Resolution Life is a global life insurance group focusing on the acquisition and management of portfolios of life insurance policies. Since 2003 to date, prior Resolution entities together with Resolution Life have deployed c.$19 billion of equity in the acquisition, reinsurance, consolidation and management of life insurance companies. Together, these companies have served the needs of c.14 million policyholders while managing over $389 billion of assets. Resolution Life today has operations in Bermuda, the U.K., the U.S., Australia and New Zealand, assisting the restructuring of the primary life insurance industry globally.
Resolution Life is a safe and reliable partner for insurers. We take the responsibility of policies from established life insurance companies who are looking to simplify and reinvest in their businesses. By combining our depth of insurance knowledge with AI-powered technology, we're able to expertly manage these life insurance policies while providing protection to our policyholders. We have deep expertise in servicing existing policies through investment in systems and talent and offering innovative new business solutions in select markets. Our specialists fulfil our responsibilities with dedication and care for our customers, and our global scale allows us to manage our investments, policies and business more efficiently. We have a strongly capitalised base which supports our continuing growth. All this empowers us to create a sustainably profitable life insurance business.
For additional information, please visit resolutionlife.com

Reinsurance Group of America, Incorporated (NYSE: RGA) is a global industry leader specializing in life and health reinsurance and financial solutions that help clients effectively manage risk and optimize capital. Founded in 1973, RGA is today one of the world's largest and most respected reinsurers and remains guided by a powerful purpose: to make financial protection accessible to all. As a global capabilities and solutions leader, RGA empowers partners through bold innovation, relentless execution, and dedicated client focus – all directed toward creating sustainable long-term value. RGA has approximately $3.9 trillion of life reinsurance in force and assets of $118.7 billion as of December 31, 2024.
For additional information, please visit rgare.com

As a leading global reinsurer, SCOR offers its clients a diversified and innovative range of reinsurance and insurance solutions and services to control and manage risk. Applying "The Art & Science of Risk", SCOR uses its industry-recognized expertise and cutting-edge financial solutions to serve its clients and contribute to the welfare and resilience of society. The Group generated premiums of EUR 19.4 billion in 2023 and serves clients in around 160 countries from its 35 offices worldwide.
For additional information, please visit scor.com

Willkie Farr & Gallagher LLP provides leading-edge legal solutions on complex, business-critical issues spanning markets and industries. Our more than 1,200 attorneys across 15 offices worldwide deliver innovative, pragmatic and sophisticated legal services across approximately 45 practice areas.
Willkie's Insurance Transactional and Regulatory Practice is recognized for its deep experience and dedication to serving the insurance industry. Our multidisciplinary team provides counsel and strategic advice on matters affecting the industry in the areas of mergers and acquisitions (M&A), capital markets, disclosure, governance, structured finance, reinsurance, insurance regulatory, registered products, litigation and tax. As an integrated insurance transactional and regulatory practice, Willkie advises a broad spectrum of industry participants, including life and property-casualty insurers and reinsurers, financial guaranty and mortgage insurers, private equity investors, asset managers, insurance sector-focused funds and investment and commercial banks.
For additional information, please visit willkie.com

Enabling Marginal Impact Analysis In BPA Transactions Using BSM - MavenBlue was started in 2016. The company brought together 2 distinct cohorts of people. On the one side the founders of the market leading policy admin system and on the other side veterans from the actuarial modelling industry. The basic idea behind the Balance Sheet Management platform (BSM) was to build a system that could more dynamically value and project forwards a balance sheet of an insurance company. This is partially a concept that revolves around modelling approach and partially the technology used to run capital models.
The BSM platform is able to quickly and accurately value the balance sheet of an insurance company. The balance sheet is then able to be viewed on an economic, risk, regulatory capital and accounting level. The balance sheet can then be reconfigured continuously, to help identify the right balance between risk appetite and return on capital.
To price a Bulk Purchasing Annuity deal insurers utilise spreadsheet models to value the portfolio. BSM adds an additional view on pricing. The insurer can apply the target portfolio to the existing balance sheet and identify capital efficiencies. Enabling the insurer to improve the price, possibly through giving additional guarantees i.e. through additional inflation indexation. Ultimately helping insurers win the deal.
For additional information, please visit mavenblue.com

We bring a fresh and dynamic approach to reinsurance. We're a global life reinsurer operating in Europe, Asia, Australia and North America, and are part of Pacific Life, a mutual insurance group. Fuelled by our pursuit of excellence and a quest to innovate, we're proud to do things differently. Our global team aren't afraid to disrupt and challenge industry thinking and provide the best protection, savings and retirement and capital reinsurance products and services possible. Pacific Life is a mutual of over 150 years and provides strength and resilience to our business meaning we're not constrained by short-term thinking but are able to take long-term decisions for the benefit of our clients.
For additional information, please visit pacificlifere.com