12 May 2009

Ultimate Risk Solutions (URS) - Risk Explorer

General description of system

A powerful, flexible and user-friendly dynamic financial analysis tool.

Functions performed

Portfolio risk management
Maximizing the efficiency of ceded reinsurance or retrocession programmes
Full financial statement modelling, evaluating volatility of financial results
Determining economic capital requirements, capital allocation and RORAC
Asset-liability matching, cash-flow analysis
Ceded reinsurance cost allocation
Measuring performance of various segments of the company
Data interchange with other applications, such as cat models and Microsoft Excel

Specific Solvency II features

Determination of risk-based capital required by Solvency II and allocation of capital by sources of risk. The Risk Explorer model can include all sources of risk required by Solvency II, such as insurance risk, reserving risk, market risk, credit risk and operational risk.

Specifications

Speed: The state-of-the-art simulation engine runs hundreds of thousands of random scenarios for large corporate portfolios and evaluates large numbers of reinsurance alternatives faster and more efficiently than ever before.

Flexibility: No need to learn any built-in scripts or programming languages. If Risk Explorer's powerful standard functionality does not cover your more advanced needs, you can expand it by simply creating Excel models and converting them into natural machine-code extensions of Risk Explorer.

User-friendliness: Many convenient wizards, toolbars, icons, context menus and the overall easy-to-use application structure make learning and using Risk Explorer an enjoyable experience. Built-in user guides and context help are available.

Integration: Handles multiple data inputs, including cat modelling packages and Microsoft Excel. Output can be easily dovetailed into planning and corporate financial models.

Cost-efficiency: Risk Explorer is easy to use with a clear, logical structure and point-and-click intuitive interface which accelerates the user's learning curve and reduces the hidden costs associated with in-house development or the use of other, less evolved, financial modelling tools.

Licensing/sales/support

If necessary, we can provide on-going consulting support to the clients. However, it's the client's choice. Risk Explorer is an intuitive, easy-to-use product that clients can use themselves after 2-3 days of training. If the client has in-house expertise in DFA modelling, they can effectively use Risk Explorer themselves without spending their money on consulting.

Types of user

Currently, 17 insurance and reinsurance companies worldwide are clients, including Munich Re and Willis Re.

Areas/countries with the most users

About 40% of the business is in the US, 40% in the UK and 20% elsewhere.

Contact person and details

Alex Bushel
Managing Director
URS
1 201 220 3015
abushel@ultrisk.com

Channels: 
Software - IT

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