Analysis

• "The HLA creates more instability than it subtracts" – Axa's Thimann

  13 October 2015

  Christian Thimann, head of public of affairs at France's largest insurance group, is critical of regulators' plans to tackle systemic risk in the insurance sector. He talks to Hugo Coelho

• Blip, trend or poor model? Insurers respond to shift in mortality projections

  06 October 2015

  Recent mortality projections for England and Wales have led some observers to question whether this marks the start of a new trend – or the need to build a new model. Asa Gibson reports

• Speed becomes vital in cyber attack responses

  01 October 2015

  In part 2 of this feature on cyber attack and the EU's data breach law, Asa Gibson reports on how insurers are responding to the threat

• EU divided over Solvency II's dynamic volatility adjustment

  29 September 2015

  Whether internal model firms can assume changes in the value of the volatility adjustment under stress depends on where they are based and Eiopa's attempts to issue guidance are fraught by disagreements. Hugo Coelho reports

• EU data breach law puts risk managers on edge

  29 September 2015

  The EU is debating laws that would force companies to report data breaches within 72 hours of detection. Asa Gibson asks what this means for insurers

• Quantifying the diversification benefit

  22 September 2015

  The diversification benefit is a crucial factor in internal models, but how do you pin down dependencies in the absence of hard data? Justin Skinner and Russell Ward share their experiences

• Monte Carlo Rendez-vous: Choppy waters on the voyage to El Dorado

  17 September 2015

  At this year's gathering of the reinsurance industry in Monte Carlo, much of the conversation was about adapting to the tough market conditions and exploiting elusive growth opportunities. Asa Gibson and Helen Yates report

• Opinion: Ultimate forward thinking?

  17 September 2015

  Legislators should resist the pressure to alter the ultimate forward rate (UFR), a key element of the discount rate used for the valuation of all assets and liabilities in Solvency II, argues Igotz Aubin

• Ivass's Alberto Corinti: "There is more to pillar II than checking boxes"

  10 September 2015

  Italy's industry seems well-capitalised under Solvency II, but meeting the governance requirements is proving more challenging. Top insurance regulator Alberto Corinti tells Hugo Coelho about plans to examine boards' responsibilities and their view of risk

• Late transposition hampers Solvency II applications

  04 September 2015

  More than half of European countries have not yet written Solvency II into their national laws, prompting supervisors to set up voluntary processes to apply for internal models and adjustments. Hugo Coelho reports