Analysis

  • Systemic risk buffer may miss the target

    21 July 2015

    The IAIS has unveiled a formula to calculate the high-loss absorbency for global systemically important insurers. The industry claims the requirement is set too high and fears it will be poorly targeted. Hugo Coelho reports

  • Change management rises up the risk rankings

    16 July 2015

    As external pressures mount, change management is becoming central to an organisation's success. Asa Gibson reports on the findings of the latest Banana Skins survey

  • Add-ons' exposé could prompt shake-up of insurance products

    14 July 2015

    Mounting regulatory scrutiny on ancillaries might pave the way for a reform of general insurers' product range, particularly if the changes cause profits to fall. Hugo Coelho reports

  • Mutuals find a new path to share capital

    09 July 2015

    The UK's mutual insurers are eagerly awaiting the outcome of negotiations on legislation that could help lead a revival of the sector. Asa Gibson reports

  • The supervisor with the toughest job in Europe

    07 July 2015

    Germany's life insurers could face the biggest test from low interest rates and the introduction of Solvency II. Hugo Coelho talks to the president of the country's financial supervisor, Felix Hufeld, about the resilience of the industry and the cards it can play

  • Integrating emerging risk: an alternative perspective

    02 July 2015

    Integrating emerging risk into risk management frameworks and capital models is challenging for insurance companies. Buu Truong and Gemma Gregson investigate whether analysing cause, rather than effect, can help overcome some of the difficulties

  • Asta turns up the heat on pillar 3

    30 June 2015

    The road to Solvency II reporting has not been easy. For Lloyd's syndicates, complying with the additional challenges of the Lloyd's market regulations, things are perhaps even tougher. Managing agency Asta explains to Sarfraz Thind how it is preparing for lift-off next year.

  • Five tips for ORSA success

    25 June 2015

    The own risk and solvency assessment (ORSA) is intended to be at the heart of Solvency II and while some insurers have sown the seeds of a good ORSA and are seeing it blossom, others have issues that need weeding out. Catherine Drummond and Rob Murray consider five tips for making the ORSA a success.

  • ICS loses steam

    23 June 2015

    Plans to introduce a global standard for insurance capital have altered, with the International Association of Insurance Supervisors opening the door to differentiated implementation at the national level. Hugo Coelho reports

  • US ORSA comes to life

    19 June 2015

    Before the end of the year, large US insurers will submit an ORSA report to supervisors. This represents a step change for the industry, but is likely to be just the beginning of a broader process of transformation, Hugo Coelho reports