Analysis

  • Cyber risk: a practical approach to making risk-based decisions

    07 November 2017

    Insurers need a joined-up approach to managing cyber risk if they are to make the most of digital opportunities while avoiding the threats of cyber attacks and data loss. Crowe Horwath's Justin Elks proposes four steps to achieve this

  • A transparent approach to the SFCR

    02 November 2017

    Denmark's Industriens Pensionsforsikring went the extra mile in completing its solvency and financial condition report (SFCR), providing historical data and putting the quantitative information into context. David Walker asks chief risk officer Pernille Jul Overby why she opted for more work

  • IAIS faces fresh debate on systemic risk – and clash on capital standard

    31 October 2017

    The International Association of Insurance Supervisors meeting in Kuala Lumpur this week comes amid a renewed debate about systemic risk in insurers and big questions about the deadlines for developing a global capital standard. Christopher Cundy reports

  • NN's Jan-Hendrik Erasmus: "the key issue is how to embrace technology"

    26 October 2017

    NN Group's chief risk officer discusses with David Walker how the Dutch insurer is positioned for M&A, why Solvency II does not need to change, longevity risk hedging and today's technology and cyber challenges

  • Hurricane loss estimates: clawing for credibility

    24 October 2017

    Cat modellers' loss estimates following this year's major hurricanes were surprisingly far apart. Christopher Cundy asks if the sector is doing the right thing

  • Unipol's Renzo Avesani: balancing risk and innovation

    19 October 2017

    Renzo Avesani holds the positions of chief risk officer and chief innovation officer at Unipol – a unique combination at such a large insurer. He tells Cintia Cheong about the firm's latest initiatives and how it is adapting to life under Solvency II

  • Innovative risk modelling key to tackling emerging technology risks

    17 October 2017

    The World Economic Forum has called for urgent innovation in risk modelling and said rapid global collaboration is crucial to dealing with the risks from new technology. David Walker reports

  • View from the Top: The next crisis, counter-cyclical business models and pro-cyclical valuations: What's to be done?

    12 October 2017

    In this instalment, Tom Wilson, chief risk officer for Allianz, reviews the implications of a financial market correction for the industry and makes some recommendations on how risk, capital and value should be managed

  • UK insurers play it cool on Part VII transfers

    03 October 2017

    Brexit is expected to cause a rush of requests to transfer insurance contracts between businesses. But so far, there has not been a deluge of Part VII applications. Paul Walsh reports

  • BaFin pulls no punches in explaining Orsa shortcomings

    21 September 2017

    Germany's regulator has said insurers must improve virtually all aspects of their Orsa reporting for 2018. David Walker reports