Analysis

  • Insurers dedicated over €7m to lobbying EU last year

    31 August 2018

    Spending on influencing EU officials has been maintained despite passing of Solvency II. Molly Wilson reports on the figures

  • Putting gender equality principles into practice

    29 August 2018

    Many insurers have committed to narrowing the pay and seniority imbalance that exists between their male and female employees, but are their policies having any effect? Paul Walsh investigates

  • Californian commissioner warns over fire insurance risk

    21 August 2018

    California is not at a crisis point yet in terms of the availability of insurance to citizens burnt out in last year's fires, but the trends are not good, Dave Jones the state's insurance commissioner says. David Walker reports

  • Capital modelling: Why do more simulations matter?

    16 August 2018

    Greater computing power adds significantly to the integrity and value of the capital modelling process. So how much longer can capital modelling actuaries resist the case for changing to higher performance platforms? Asks Sunnie Luthra

  • Supervisors inconsistent in monitoring climate risk

    14 August 2018

    Supervisors' varying levels of familiarity with climate risk requires the establishment of a global framework for measuring and managing those risks, according to the IAIS and the UN SIF.

  • Capital modelling: building a better correlations matrix

    09 August 2018

    Correlation matrices have a major influence on how internal models allocate capital, but conventional processes sometimes struggle to make sense from a business perspective. Colin Kerley suggests an alternative approach

  • Equity release mortgages: stopping the roof falling in

    07 August 2018

    The Prudential Regulation Authority has shaken up life insurers by proposing new assumptions around the valuation of ERMs. The more prudent approach seeks to avoid a potential disaster if house prices stagnate or crash, but the impact on insurers could be serious. Christopher Cundy reports

  • Efrag makes preliminary call on IFRS 17 issues and timeline

    26 July 2018

    The EU accounting standards advisory body has acknowledged the "very challenging" implementation timelines for IFRS 17 and shared its thoughts on other potential problems with the incoming standard for insurance contracts. Cintia Cheong and Christopher Cundy report

  • NN's Jan-Hendrik Erasmus: finding the win-win in insurtech

    19 July 2018

    NN Group has been an eager participant in the insurtech revolution. Chief risk officer and global IT leader Jan-Hendrik Erasmus tells David Walker how the Dutch insurer's tech strategy has evolved

  • GDPR data requests - a flood or a trickle?

    17 July 2018

    The EU's General Data Protection Regulation (GDPR) was introduced on 25 May with warnings that insurers would be inundated with customers requesting details of the personal data held on them. Now, almost eight weeks later, have these requests materialised? Paul Walsh investigates