Analysis

• Why virtual reality tech could be a game changer for insurance

  08 November 2018

  'The future is bright for insurance, the future is virtual'. That was the optimistic sentiment at a recent Lloyd's event to demonstrate the exciting possibilities for virtual, augmented reality and mixed reality technologies in the insurance industry. Ronan McCaughey explains

  

• Candace Woods: engineering financial wellness

  06 November 2018

  Prudential Financial's chief actuary talks to Christopher Cundy about her role in improving diversity, reforming its actuarial team and the regulatory challenges facing the insurer.

  

• Climate risk management: the heat is on

  01 November 2018

  Managing financial risks from climate change is becoming an important issue for insurers. Ronan McCaughey speaks to firms about the tools they use to gauge climate risk - and how they plan to deal with this major global challenge

  

• US Sifi designations: not exactly dead

  30 October 2018

  The Federal Reserve's work on large insurer regulation appeared to receive a final nail in the coffin when Prudential's Sifi designation was removed this month. Insurers have rejoiced, but systemic risk regulation has not been buried entirely. Sarfraz Thind reports

  

• EC's Solvency II reforms to ignore risk margin, interest rate recalibration

  25 October 2018

  Exclusive: The European Commission is set to endorse most of the Solvency II reforms recommended by the European Insurance and Occupational Pensions Authority (Eiopa), according to a draft of the proposals seen by InsuranceERM. Christopher Cundy explains

  

• IFRS 17: A delay in the balance

  23 October 2018

  Arguments are raging about whether implementation of the new insurance contracts accounting standard should be delayed. Cintia Cheong wraps up the latest developments in the long-running saga

  

• German life book consolidation: cultural shift needed

  18 October 2018

  Following the sale of Generali Leben to Viridium, the largest-ever transfer of a German life book, participants are hopeful it will convince doubtful minds and open the door to more deals. Christopher Cundy reports

  

• US flood insurance: bridging the political chasm

  16 October 2018

  Hurricanes Michael and Florence have again drawn attention to the issue of underinsurance of flood risk in the US. The industry says regulators are stymieing the market, and reforms are stuck in a political logjam. InsuranceERM's US editor Sarfraz Thind reports

  

• Finding the future for AI in P&C insurance

  11 October 2018

  Artificial intelligence has the potential to improve a number of important processes, and raise the understanding of risk drivers, insurers told Willis Towers Watson in a recent survey. Neil Chapman explains the key findings to Paul Walsh

  

• InsuranceERM's Technology Guide 2018-19 is now live

  09 October 2018

  Christopher Cundy introduces this year's guide to risk, capital and asset management software