Analysis

• Aurore Lecanon: the CRO of the year driving risk management change

  02 March 2021

  Chief risk officer of the year in InsuranceERM's 2021 awards, Aurore Lecanon, tells Ronan McCaughey how and why she successfully modernised Prudential International Assurance's risk function. She also discusses Brexit's impact

  

• Problematic behaviour in the digital environment: a growing culture risk

  25 February 2021

  Bullying and harassment are not only issues in the office environment - in fact they can be worse in a workforce that operates remotely. Gemma McCall shares her advice on tackling this growing people and culture risk

  

• Matching adjustment becomes a battleground in UK's Solvency II consultation

  23 February 2021

  Respondents to the UK's consultation on the future of Solvency II have taken starkly opposing positions on the matching adjustment, with some arguing for liberalisation and others for scrapping it. Christopher Cundy reports

  

• The German insurer that paid pandemic business claims without dispute

  18 February 2021

  When Covid-19 and lockdowns came to Germany, most non-life insurers quickly checked their policy wordings for business closure, and sought compromises with clients. Muenchener Verein simply paid out claimants, as a matter of principle, its CEO tells David Walker

  

• Bank of England ignites the debate on UK-EU Solvency II equivalence

  12 February 2021

  The EU is in no rush to grant the UK reciprocal equivalence on Solvency II and has stirred anger by saying it wants to see how far the UK diverges before giving the green light. Paul Walsh assesses the state of play and whether there is any potential for a future agreement

  

• Is address-level pricing causing or solving natcat protection gaps?

  11 February 2021

  Consumers in high-risk districts are facing unaffordable premiums for property cover - a situation that some blame on insurers' increasingly detailed pricing methods. But insurers argue that address-level pricing allows them to close protection gaps. David Walker reports

  

• Insurance protection gaps: getting over the blame game

  09 February 2021

  Politicians and civil society tend to blame insurers for widening protection gaps. But insurers say governments and regulators must share responsibility. So what can be done to solve what all regard as a growing problem? Christopher Cundy reports from Eiopa's 10th anniversary conference

  

• Genetic testing risks go under the microscope

  03 February 2021

  Do life insurers really face the risk of adverse selection from customers that have taken predictive genetic tests? Academics think not, and insurers and policyholders could indeed benefit from wider use of genetic testing, as Paul Walsh reports

  

• Australian insurers face BI legal slog after "one shot" plan backfires

  29 January 2021

  After failing spectacularly to prove they were not liable for business interruption claims related to Covid-19 lockdowns, Australian underwriters are now facing the prospect of numerous and lengthy court cases. David Walker reports

  

• Climate change could radically reshape US insurance losses

  26 January 2021

  Re/insurers in the US could face a 20% increase in hurricane-related property losses because of climate change. But that's just the average. In certain regions, the losses might be several times higher by 2050, as AIR Worldwide's Peter Sousounis explains to Christopher Cundy