Analysis

• US Aggregation Method framework ready for launch

  06 July 2023

  The wheels are in motion to fix the Aggregation Method for the US and for once everyone seems happy. Gary Anderson, commissioner of the Massachusetts Division of Insurance, talks about the process towards one global capital standard

  

• Lapse risk and capital management strategies: rewriting the script

  04 July 2023

  Mass lapse risk has returned to haunt European life insurers, prompted a rethink of the approach to risk and capital management, as Luca Tres explains in the second of this two-part series

  

• Petra Hielkema discusses sustainability in Solvency II, transition plans and greenwashing

  29 June 2023

  The chair of the European Insurance and Occupational Pensions Authority sits down with Joshua Geer to share her views on how sustainability can be implemented in Solvency II, why she is not pushing for transition plans and the regulatory scope for greenwashing

  

• Lapse risk and capital management strategies: back in the spotlight

  27 June 2023

  Mass lapse risk has returned to haunt European life insurers, prompted a rethink of the approach to risk and capital management, as Luca Tres explains in the first of this two-part series

  

• CRO of the year Americas: Pooja Rahman, Protective Life Corporation

  23 June 2023

  Pooja Rahman won chief risk officer of the year in InsuranceERM's 2023 annual Americas awards. She tells Ronan McCaughey how her risk team at Protective Life Corporation adds value, as well as discussing artificial intelligence and ChatGPT

  

• Mass policy surrenders remain a blight on Europe's life insurers

  20 June 2023

  But reinsurers are stepping in to help manage lapse risk, and the EU's insurance chief is sanguine about the threat, as Christopher Cundy and Joshua Geer report

  

• Divergent views and rising rates cool progress on EU's Solvency II reforms

  16 June 2023

  One year has passed since the European Parliament's Econ committee issued its draft text on the Solvency II reforms. Joshua Geer and Christopher Cundy investigate why the agenda has not progressed - and when a breakthrough might occur

  

• Retail investor strategy and insurance: watch what's flying under the radar

  12 June 2023

  The European Commission's proposals to reform retail investment rules have implications for insurers - and some of the most important consequences are not obvious, as Carlos Montalvo explains

  

• Insurers' TCFD reporting: differences, similarities and highlights

  08 June 2023

  Now that many insurers have released their Taskforce on Climate-related Financial Disclosure reporting for the year, Joshua Geer compares the results and picks out highlights across the four pillars of the framework

  

• Inga Beale: product innovation is not achieved by adding exclusions

  07 June 2023

  The former Lloyd's chief talks to David Walker about her frustrations with the insurance sector and why firms must be more diverse, use technology and think more creatively, in order to better serve their customers