Analysis

• Solvency II: who's ready to comply?

  12 February 2013

  As regulators plan to introduce elements of pillars 2 and 3 from 1 January 2014, InsuranceERM takes a tour of the major European countries to see how prepared they are – and where they may have problems complying

• Solvency II phase-in: complex, costly and arbitrary?

  07 February 2013

  Eiopa's plan for a harmonised introduction of the risk management and reporting elements of Solvency II in 2014 is not without controversy. Most insurers are comfortable with the theory, but concerned about the practice. Christopher Cundy reports

• Brazil's insurers see benefits of ERM

  05 February 2013

  Enterprise risk management could help insurers in Brazil as they strive for increased capital efficiency in a climate of decreasing returns from financial assets, higher regulatory, risk-based, capital requirements and growing competition. Nuno Vieira explains

• Pushing forward on principles-based reserving

  31 January 2013

  US life insurers may soon be setting their reserves according to principles devised by the NAIC. In a Q&A with InsuranceERM, Julie McPeak, Tennessee insurance commissioner, explains the path ahead

• Searching for the right proxy approaches to life

  29 January 2013

  Care has to be taken in using replicating portfolio techniques, least-squares Monte Carlo approaches and curve fitting for estimating the risk capital of a life insurer, as Tigran Kalberer and Zeljko Strkalj explain

• Learning from Japan's 'lost decades'

  24 January 2013

  With much of Europe mired in a deepening recession, the parallels with Japan's 'lost decades' become ever more acute. Paul Fulcher and Teoman Kaplan explore whether European insurers can learn from their Japanese peers in how to deal with a prolonged state of stagnant economic growth and low interest rates

• Manulife's Rahim Hirji: shifting from hedging to growth

  23 January 2013

  Risk management is no longer about policing an insurance company, says Rahim Hirji, chief risk officer at Canada's Manulife Financial. He talks to Lorna Davies about changing regulations, market concerns and the development of the CRO

• Capital add-ons are here to stay, says IAIS's Kawai

  15 January 2013

  Yoshihiro Kawai heads the International Association of Insurance Supervisors, the body responsible for contentious plans to oversee global insurance companies. He talks to Christopher Cundy about consensus and convergence

• From the Talmud and Markowitz to a holistic picture of risk

  10 January 2013

  Systems thinking helps risk modellers develop a more dynamic, responsive analysis of complex systems. Matt Cocke and Richard See-Toh track developments from 4 BC to today's ERM approach

• 2013: the ERM challenges ahead

  08 January 2013

  Leading consultants and CROs say getting the most out of Solvency II implementation will be a big challenge for 2013, but other aspects of ERM will reappear on the agenda, as will the necessity of keeping ERM at the heart of business. Here is a compilation of responses to the questions InsuranceERM asked experts just before Christmas